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No Down Payment Plan
The No Down Payment Plan is a popular payment option for patients
at Hendrix Orthodontics. Please review the following information to
discover why so many individuals choose this convenient and affordable
way to finance their new smile.
What Is the No Down Payment Plan?
The No Down Payment Plan is the first patient payment plan designed
specifically for the orthodontic industry and the only plan endorsed
by the American Association of Orthodontists (AAO), the professional
association of orthodontic specialists.
The No Down Payment Plan is managed by a private patient financing
company and is not affiliated with Hendrix Orthodontics in any way.
However, the No Down Payment Plan can help give you the superior
smile you've always wanted by making orthodontic treatment more
affordable.
The No Down Payment Plan is a flexible payment plan that offers
a wide range of payment options designed to meet your individual
needs and financial circumstances. The plan offers low, monthly
payments with some of the lowest fixed interest rates and flexible
terms available. The No Down Payment Plan is available for nearly
all procedures and allows you to start treatment right away with
no initial down payment. To summarize, The No Down Payment Plan
offers:
- No initial down payment
- Low monthly payments
- Low, fixed interest rates
- No prepayment penalty
- Easy application process
Payments can be made over as long as 60 months. There is no prepayment
penalty, so you can make lump sum prepayments at any time.
The No Down Payment Plan’s application process is fast and
confidential, and there are no application fees or messy paperwork
to complete. Good credit standing is required.
For more information or to apply, please call or apply online.
Why Use The No Down Payment Plan?
The No Down Payment Plan is the first patient payment plan designed
specifically for the orthodontic industry, and the only plan endorsed
by the American Association of Orthodontists (AAO), the professional
association of orthodontic specialists.
The ability to have your orthodontic treatment when you want at
a cost that easily fits into your personal budget is not the only
reason that many patients use the No Down Payment Plan. Many patients
choose to utilize the No Down Payment Plan for different reasons,
such as::
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First
Payment Not Due for 4-6 weeks
Your first monthly payment would be due
about 4-6 weeks from the date the No Down Payment Plan receives
your signed advance form. In the majority of cases, you won't
need to pay anything until then.
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Potential
Tax Advantage
Patients who use the No Down Payment
Plan may realize several hundred dollars in tax savings. Orthodontic
treatment is a deductible medical expense, so using the No Down
Payment Plan allows you to add the entire treatment fee to your
other medical expenses in the year your treatment begins, even
though payments are spread over several years through the No
Down Payment Plan. The IRS allows you to deduct medical expenses
that exceed 7.5% of your adjusted gross income. Please consult
your tax advisor for details. |
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Advantages
vs. Credit Cards
The No Down Payment Plan's rates are
fixed for the entire length of your payment term, unlike the
variable rates offered by most credit cards. Additionally, the
No Down Payment Plan's interest rates are lower than those of
many credit cards, which means you will pay less.
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Advantages
vs. Other Patient Financing Companies
Because of the No Down Payment Plan’s
unique relationship with their lenders, the No Down Payment
Plan is able to provide patients with competitive fixed rates.
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The No Down Payment Plan understands the unique needs of the orthodontic
patient because it is part of the largest patient financing company
in the country. The No Down Payment Plan has helped make orthodontic
treatment extremely affordable to tens of thousands of families. In
fact, ninety-nine percent of The No Down Payment Plan’s customers
surveyed state that they would use the No Down Payment Plan again
as well as recommend it to others.
With advantages such as these, it's easy to see why so many people
consider the No Down Payment Plan. |
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